What Today’s Foreclosure Numbers Really Mean for the Housing Market
It’s easy to get spooked by headlines. When words like “foreclosure” start making the rounds, it’s natural to worry about what that might mean for the housing market. But at Corken + Company, we believe in helping our clients move beyond the headlines to understand the real story.
Yes, foreclosure activity is up slightly compared to the past couple of years. But no, this isn’t a sign of a crashing market.
Why Are Foreclosures Ticking Up?
During the pandemic, government policies and mortgage forbearance programs dramatically reduced foreclosure filings. Now that those protections have ended, we’re seeing a return to more typical levels—not a surge. It’s more about normalization than warning signs.
Foreclosure filings today are still far below historic averages, especially compared to the 2008 housing crisis. In fact, we’re seeing a market where most homeowners have solid equity positions and strong financial footing.
How Equity Changes the Foreclosure Picture
The reason foreclosures aren’t climbing the way they did during the last downturn is simple: homeowners today have equity.
Thanks to consistent home price growth over the past decade, most people who face financial hardship can sell their home and walk away with money in their pocket, rather than going into default.
This means:
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Fewer forced sales
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Less downward pressure on prices
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Greater market stability overall
At Corken + Company, we help homeowners explore all their options if life circumstances shift. Whether it’s refinancing, selling, or restructuring plans, we believe no homeowner should feel trapped.
What Does This Mean for Buyers?
A small rise in foreclosure activity isn’t likely to lead to deep discounts or a wave of distressed sales. But it does serve as a reminder that opportunities may exist if you’re working with a broker who understands how to navigate every corner of the market.
If your goal is to find a deal, we’ll help you:
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Monitor off-market opportunities
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Track down value-add properties
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Analyze returns on investment potential
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Partner with lenders and inspectors for efficient due diligence
What Does This Mean for Sellers?
Don’t let foreclosure headlines distract you from the facts. The housing market remains fundamentally strong, especially in high-demand areas like Lone Tree, Greenwood Village, and Highlands Ranch.
Inventory is still low, demand is steady, and most sellers who price and present their homes properly are getting offers within a reasonable timeframe.
A Balanced Market Is a Healthy Market
Some fluctuation in foreclosure numbers is part of a balanced market. It’s a natural part of the economic cycle—not a signal that the housing market is heading for disaster. What we’re seeing today is nothing like the conditions that led to the crash of 2008, when homeowners were over-leveraged and equity was nonexistent.
At Corken + Company, we monitor both local and national data so our clients are never caught off guard. Whether you’re buying, selling, or holding, we help you interpret market movements and make the right decision for your goals.
Let’s Talk About What’s Really Happening
The market is always evolving—but panic isn’t necessary when you have a team of trusted experts to guide you. Corken + Company is here to help you navigate confidently, even when the headlines are noisy.
Call 303-858-8003 or visit www.corken.co to schedule a personalized consultation with one of our expert brokers.
