Highlands / LoHi Property Taxes and Cost of Ownership currently
Highlands and LoHi properties are subject to Denver County property tax assessment, with the same Denver city and county mill levy structure that applies across Denver's urban neighborhoods. At the LoHi and Highlands price tiers, the annual property tax obligation is a meaningful monthly budget component.
LoHi townhome and condominium buyers have the additional HOA layer that West Highland single-family buyers typically do not. LoHi development HOAs vary significantly in their dues structures and what they cover: exterior maintenance, landscaping, parking management, and in some communities, amenity access. Verifying the specific current dues, what they cover, and the financial health of the community association is essential pre-purchase due diligence for any LoHi attached product.
For West Highland and Berkeley Victorian single-family homes without HOA governance, the cost structure is county property taxes, insurance, and owner-managed maintenance. The absence of HOA dues simplifies the monthly cost calculation but transfers all maintenance responsibility to the owner.
The complete monthly cost of ownership for any Highlands or LoHi home includes mortgage, Denver County property taxes, applicable HOA dues, homeowners insurance, and a realistic maintenance reserve.
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